Evidence map›Paper›PMID 42488073›Full record

ArticleFrontiers in psychology2026

From financial scarcity to risk and time preferences: the role of executive functions.

Jiaqi Huang, Haibo Zhu

Abstract read
In one paragraph

Article in Frontiers in psychology, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
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1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

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Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

2 authors.

Jiaqi HuangAgricultural Information Institute, Chinese Academy of Agricultural Sciences, Beijing, China.
Haibo ZhuAgricultural Information Institute, Chinese Academy of Agricultural Sciences, Beijing, China.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

Introduction: Understanding how financial scarcity influences intertemporal decision-making is crucial for designing effective poverty-alleviation policies. However, the cognitive mechanisms underlying this relationship remain insufficiently explored. This study examines the correlational patterns through which financial scarcity relates to risk and time preferences, with a particular focus on the mediating role of executive functions, specifically planning and initiating, attention, and self-control and self-monitoring. Methods: Cross-sectional survey data were collected from 468 rural residents in two historically impoverished counties in Yunnan Province, China. Financial scarcity was assessed using the Psychological Inventory of Financial Scarcity (PIFS), while executive functions were measured with a culturally adapted form of the Amsterdam Executive Function Inventory. Risk and time preferences were assessed through a lottery choice experiment and a money-earlier-or-later allocation task, respectively. Structural equation modeling with bootstrapped mediation tests was employed for data analysis. Results: The results indicate that financial scarcity is significantly associated with lower scores across all three dimensions of executive functioning. Critically, planning and initiating ability emerged as a consistent indirect pathway, yet with a notable divergence across preference domains: higher financial scarcity was associated with lower planning capacity, which in turn was associated with lower risk aversion, whereas lower planning ability was associated with decreased future orientation. Discussion: These findings are consistent with a function-selective refinement of the bandwidth model of scarcity and reveal a counterintuitive pattern in risk-related decisions, suggesting that cognitive depletion may paradoxically reduce risk aversion rather than uniformly impairing prudent choice. The study highlights the importance of designing targeted cognitive-scaffolding interventions to support sound decision-making under conditions of financial constraint.

Indexed as

executive functionsfinancial scarcityrisk preferencerural Chinatime preference

Identifiers

PMID42488073
PMCPMC13388038

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.