Evidence map›Paper›PMID 42254578›Full record

ArticleData in brief2026

A detailed dataset of motor insurance policies with coverage-specific financial information.

Priscila Espinosa, Josep Lledó, David Atance

Abstract read
In one paragraph

Article in Data in brief, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Priscila EspinosaDepartamento de Economía Aplicada. Universitat de València. Avenida de los naranjos s/n., 46022 Valencia, Spain.
Josep LledóDepartamento de Economía Aplicada. Universitat de València. Avenida de los naranjos s/n., 46022 Valencia, Spain.
David AtanceDepartmento de Economía y Dirección de Empresas. Universidad de Alcalá. Plaza San Diego, s/n., 28801 Madrid, Spain.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

This article presents a dataset of anonymised motor insurance policies from a Spanish insurance company covering the period 2022-2024. The dataset contains 354,140 policy-year observations and >185,000 unique insured policies per year, with a total of 47 variables. The dataset includes detailed information on policy and insured characteristics, driver and vehicle characteristics, as well as financial information such as premiums, exposure and claims. A systematic data processing and validation procedure was applied to ensure internal consistency, including the removal of duplicate policy-year records, standardisation of categorical variables and validation of numerical ranges. A key feature of the dataset is the detailed disaggregation of premiums, exposures, claim counts and incurred amounts by insurance coverage, including third-party liability (material and bodily injury), property damage, theft, fire, glass, legal protection and occupants. This structure supports reuse in actuarial pricing, risk modelling and insurance research.

Indexed as

ActuarialMotor insuranceNon-life insurancePricingRisk

Identifiers

PMID42254578
PMCPMC13234478

What OpenQuestion holds

Textmetadata
LicenceCC BY
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.