ArticleFrontiers in psychology2026
The mediating role of financial behavior in the relationship between psychological capital and financial wellbeing: evidence from a cross-sectional study in China.
Article in Frontiers in psychology, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.
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Abstract
In this paper, we study how Psychological Capital (a higher-order construct of hope, self-efficacy, resilience and optimism) affects Financial Wellbeing of working-age adults in China, where Financial Behavior is the mediator. Based on cross-sectional data of 508 valid subjects recruited by Wenjuanxing online platform, we used a two-step Partial Least Squares Structural Equation Modeling (PLS-SEM) in SmartPLS 4, treating Psychological Capital as a second-order notion and weighting the population weighted by national proportions to increase representation. We found that Psychological Capital does indeed influence Financial wellbeing (
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