No Loan Comes Without a Price: Financial Literacy, Mental Health, and Consumer Loan Use Among Young Adults in Sweden.

Henrik Levinsson, Emma Samuelsson, Antonia Bjarup Nehlin, Signe Pröjts Erlandsson

Abstract read

In one paragraph

Article in Behavioral sciences (Basel, Switzerland), 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it

0cells of the map it votes in

0citing papers in PubMed

–field-weighted citation impact

1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

4 authors.

Henrik LevinssonDepartment of Psychology, Lund University, Box 217, SE-221 00 Lund, Sweden.ORCID 0000-0002-1509-2388

Emma SamuelssonDepartment of Psychology, Lund University, Box 217, SE-221 00 Lund, Sweden.

Antonia Bjarup NehlinDepartment of Psychology, Lund University, Box 217, SE-221 00 Lund, Sweden.

Signe Pröjts ErlandssonDepartment of Psychology, Lund University, Box 217, SE-221 00 Lund, Sweden.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

In Sweden, the number of young people taking consumer loans is growing. The reasons behind this increase remain unclear and may be explained by both financial and psychological factors. The purpose of the study was therefore to examine to what extent financial literacy, social and emotional loneliness and mental health were associated with the likelihood of having debt from consumer loans, after controlling for gender, educational level, and age. The study was based on an online survey comprising young adults (

Indexed as

consumer loansfinancial literacylonelinessmental health

Identifiers

PMID41897980

DOI10.3390/bs16030318

PMCPMC13024078

What OpenQuestion holds

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LicenceCC BY

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.