ArticleJournal of urban health : bulletin of the New York Academy of Medicine2026
The Dynamic Relationship Between Objective and Subjective Housing Affordability and Mental Health.
Article in Journal of urban health : bulletin of the New York Academy of Medicine, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.
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Abstract
This study explored how housing affordability is associated with mental health by focusing on the moderating role of subjective perceptions of rent burden. Drawing on data from the Korean Labor and Income Panel Study, we examined whether the association between unaffordable housing (assessed using the rent-to-income ratio) and mental health varied depending on the residents' perceptions of housing cost burden. The findings revealed that mental health outcomes were poorer when high housing costs were accompanied by a sense of burden. These interaction patterns were especially pronounced among households in the bottom 40% of the income distribution, suggesting that affordability-related mental health risks were disproportionately experienced by lower-income groups. The results call for closer attention to subjective rent burden and its psychological consequences, as well as broader exploration of housing interventions and policies that improve residential environments to alleviate perceived housing stress.
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