ArticleAmerican journal of epidemiology2026
Changes in financial well-being and memory function and decline in middle-aged and older adults.
Article in American journal of epidemiology, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 1 paper.
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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.
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Who cites it
1 citing paper in PubMed.
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Authors and funding
6 authors.
Funding
Abstract
Many older adults experience financial insecurity. While prior studies link lower later-life socio economic status, financial stress, and financial shocks to worse cognitive outcomes, limited research has examined how dynamic changes in financial well-being-a multidimensional measure of financial circumstances-influence cognitive aging. Here, we examined associations between changes in financial well-being and memory outcomes among 7676 adults aged 50+ in the Health and Retirement Study ("HRS," 2010-2020). We developed and validated an 8-item index of poor financial well-being using existing HRS survey items aligned with domains from the Consumer Financial Protection Bureau's Financial Well-Being Scale. In confounder-adjusted linear mixed-effects models, we estimated the associations of average financial well-being and significant improvements or worsening in financial well-being over 4 years, with changes in memory z scores calculated biennially from 2016 to 2020. Each 1-point worsening in average financial well-being was associated with poorer memory function (β = -0.009 SD, 95% CI, -0.020 to 0.003) and accelerated decline (β = -0.007 SD/year, 95% CI, -0.010 to -0.003). Associations were largest for participants with significant worsening of financial well-being and for those aged ≥65 at baseline. Results were robust to sensitivity analyses addressing potential reverse causation and attrition. These findings suggest that midlife and later-life declines in financial well-being may contribute to accelerated cognitive aging.
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