Evidence map›Paper›PMID 41817132›Full record

ArticlePsyCh journal2026

An Investigation on Integral Emotions as Parallel Predictors for Risky Financial Behavior.

Miriam Rustam, Agnes Sianipar, Bagus Takwin

Abstract read
In one paragraph

Article in PsyCh journal, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Miriam RustamFaculty of Psychology, Universitas Indonesia, Depok, Indonesia.ORCID https://orcid.org/0009-0007-7742-787X
Agnes SianiparFaculty of Psychology, Universitas Indonesia, Depok, Indonesia.ORCID https://orcid.org/0000-0002-7989-6350
Bagus TakwinFaculty of Psychology, Universitas Indonesia, Depok, Indonesia.ORCID https://orcid.org/0000-0001-9334-6534

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

This study integrates emotion and decision-making theories in consumer finance to examine how integral emotions (emotions induced by the decision-making process) shape risky choices. The purpose of the study is to investigate how integral emotions, specifically anticipatory (felt before deciding) and anticipated (predicted post-outcome) emotions, work in parallel to influence risky behavior. Unlike prior work that isolated a single emotional pathway, this research offers novelty by modeling both emotional pathways as parallel mechanisms induced by anticipated outcomes, and by quantifying their direct and indirect effects within the same model across two financial contexts. A sample of 640 Indonesians (aged 21-35; 61% female) viewed audiovisual vignettes for "Buy Now Pay Later" (BNPL) and "Online Loan," then rated perceived future gain/loss (anticipated outcome), the intensity of anticipated and anticipatory emotions, risk perception, intention to use the financial schemes, and completed the risk propensity scale. Path analyses showed that anticipated outcomes robustly elicited both emotion types, and that direct effects of both emotions on risky intention exceeded indirect effects in both contexts. These findings demonstrate that integral emotions influence risky financial intention directly and in parallel, underscore the value of jointly modeling anticipatory and anticipated emotions in risky decision-making.

Indexed as

Decision MakingEmotionsRisk-TakingAdultFemaleHumansMaleOutcome ExpectationsYoung Adultanticipated emotionanticipated outcomeanticipatory emotiondecision‐makingrisky financial behavior

Identifiers

PMID41817132
PMCPMC13140629

What OpenQuestion holds

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.