Evidence map›Paper›PMID 41653110›Full record

ArticleInternational journal of qualitative studies on health and well-being2026

Implementation challenges for achieving universal health coverage through social health protection scheme: what can we learn from Bangladesh?

Mohammad Wahid Ahmed, Quazi Nazmus Sakib, Md Zahid Hasan, Gazi Golam Mehdi, Jahangir A M Khan, Ziaul Islam, Sayem Ahmed

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Article in International journal of qualitative studies on health and well-being, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

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4 · The record

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5 · Who and what money

Authors and funding

7 authors.

Mohammad Wahid AhmedHealth Economics and Financing, Health Systems and Population Studies Division, International Centre for Diarrhoeal Disease Research, Dhaka, Bangladesh.ORCID 0000-0003-3157-785X
Quazi Nazmus SakibNORDIK Institute, Sault Ste. Marie, Ontario, Canada.ORCID 0009-0009-9685-1152
Md Zahid HasanHealth Economics and Financing, Health Systems and Population Studies Division, International Centre for Diarrhoeal Disease Research, Dhaka, Bangladesh.ORCID 0000-0002-3824-8947
Gazi Golam MehdiHealth Economics and Financing, Health Systems and Population Studies Division, International Centre for Diarrhoeal Disease Research, Dhaka, Bangladesh.ORCID 0009-0002-9408-9677
Jahangir A M KhanHealth Economics, Policy and Evaluation Research (HEPER), School of Public Health and Community Medicine, University of Gothenburg, Gothenburg, Sweden.ORCID 0000-0002-6151-764X
Ziaul IslamHealth Economics and Financing, Health Systems and Population Studies Division, International Centre for Diarrhoeal Disease Research, Dhaka, Bangladesh.
Sayem AhmedDepartment of Health Sciences, Brunel University London, Uxbridge, London, UK.ORCID 0000-0001-9499-1500

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

backgroundIn Bangladesh, households experience high out-of-pocket healthcare expenditure, with below-poverty-line population being disproportionately affected. To reduce financial hardship, the government piloted a social health protection scheme targeting poor households in selected sub-districts. This study examined the implementation barriers of the scheme.

methodA mixed-methods design was applied. Quantitative data were collected through survey of enrolled households (

resultsHousehold survey indicated low service utilization (16.1%) among cardholders. Awareness of specific benefits was also limited, with only 19.1 percent aware of free diagnostics and 9.4 percent aware of free referrals. Qualitative findings confirmed these demand-side barriers, highlighting inadequate knowledge of beneficiaries, dissatisfaction with care quality, and negligence in service delivery. Key supply-side challenges included staff shortages, low provider motivation, and delays in claim settlement. The absence of outpatient coverage emerged as a common concern across stakeholders. At the ecosystem level, weak local-level coordination and rigid public financial rules further hindered implementation.

conclusionImplementation challenges were largely systemic, reflecting misalignment between program design and operational realities. Addressing these challenges is essential to ensure the success of future initiatives in Bangladesh and comparable settings.

Indexed as

Delivery of Health CareHealth ExpendituresHealth Services AccessibilityPovertyUniversal Health InsuranceAdultBangladeshFamily CharacteristicsFemaleHealth PersonnelHumansMaleQualitative ResearchQuality of Health CareSurveys and QuestionnairesBangladeshbelow-poverty-line populationhealth financingimplementation challengesSocial health protection schemeuniversal health coverage

Identifiers

PMID41653110
PMCPMC12885007

What OpenQuestion holds

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LicenceCC BY
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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.