Evidence map›Paper›PMID 41595003›Full record

ArticleBehavioral sciences (Basel, Switzerland)2025

Understanding Consumer Financial Trust Across National Levels of Interpersonal Trust.

Torben Hansen, Claus Varnes

Abstract read
In one paragraph

Article in Behavioral sciences (Basel, Switzerland), 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

2 authors.

Torben HansenDepartment of Marketing, Copenhagen Business School, Solbjerg Pl. 3, 2000 Frederiksberg, Denmark.ORCID 0000-0003-4831-8168
Claus VarnesDepartment of Marketing, Copenhagen Business School, Solbjerg Pl. 3, 2000 Frederiksberg, Denmark.ORCID 0000-0002-2363-6437

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

Trust plays a pivotal role in consumer decision-making processes, especially in complex areas such as financial services. This study analyzes how general financial trust (GFT)-understood as consumers' overall perception of the trustworthiness of financial institutions-is influenced by national levels of interpersonal trust (IPT) and how this interaction affects key psychological factors in the relationship between customers and financial service providers. Drawing on theories of cognitive consistency, attribution, and prospects, our results indicate that in national markets where the IPT level is low (vs. high), consumers are (a) more inclined to take GFT into account as a factor that directly influences their anticipated outcome (i.e., expectations) and perceived outcome (i.e., quality and satisfaction) and (b) less inclined to take GFT into account as a contextual moderator of the relationships between expectations, quality, and satisfaction. Our study is based on two surveys with bank customers in Sweden (

Indexed as

consumer behaviorconsumer satisfaction in financial servicescross-national comparisongeneral financial trustinterpersonal truststructural equation modeling

Identifiers

PMID41595003
PMCPMC12837891

What OpenQuestion holds

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.