Evidence map›Paper›PMID 41353349›Full record

ArticleBMC health services research2025

Behavioral determinants of long-term care insurance acceptance in Malaysia.

Seow Ai Na, Nurul Afidah Mohamad Yusof, Lilian Anthonysamy, Wan Rozima Mior Ahmed Shahimi, Looi Sing Yan, Siti Fazilah Abdul Shukor

Abstract read
PubMed Full text at PMC Publisher
In one paragraph

Article in BMC health services research, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 1 paper.

0numbers the graph read from it
0cells of the map it votes in
1citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

1 citing paper in PubMed.

  1. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

6 authors.

Seow Ai NaFaculty of Business and Finance, Universiti Tunku Abdul Rahman, Kampar, Perak, Malaysia.
Nurul Afidah Mohamad YusofFaculty of Business and Finance, Universiti Tunku Abdul Rahman, Kampar, Perak, Malaysia.
Lilian AnthonysamyCenter for Management and Marketing Innovation, COE of Business Innovation and Communication, Faculty of Management, Multimedia University, Cyberjaya, Selangor, Malaysia. lilian.anthonysamy@mmu.edu.my.
Wan Rozima Mior Ahmed ShahimiFaculty of Business and Finance, Universiti Tunku Abdul Rahman, Kampar, Perak, Malaysia.
Looi Sing YanFaculty of Science, Universiti Tunku Abdul Rahman, Kampar, Perak, Malaysia.
Siti Fazilah Abdul ShukorFaculty of Business and Finance, Universiti Tunku Abdul Rahman, Kampar, Perak, Malaysia.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

Long-term care insurance (LTCI) guards the welfare of elderly individuals against the process of aging. The current research explores what determines Malaysians’ uptake of LTCI, focusing on the roles of financial literacy and trust and the mediating role of attitude. Facilitating conditions like the legislative/regulatory framework, information dissemination, and health system readiness were suspected to have a moderating role. Using partial least squares structural equation modelling (PLS-SEM) and survey data from a sample of 356 participants, the research finds attitude to be a key driver of LTCI acceptance, where financial literacy and trustfulness have a significant effect on forming this attitude. Facilitating conditions neither weaken nor alter the direction of the LTCI acceptance process. Policymakers are challenged to implement financial literacy programs and consumer protection legislations to facilitate confidence building and promote LTCI adoption. The findings provide initial signals of the potential for LTCI in Malaysia, balancing the country’s aging population and the current dearth of LTCI in its insurance market.

Indexed as

Insurance, Long-Term CareAgedFemaleHumansMalaysiaMaleMiddle AgedSurveys and QuestionnairesTrustAgeing populationAttitudeFacilitating conditionsFinancial literacyLong-term care insurance acceptanceyTrust

Identifiers

PMID41353349
PMCPMC12797515

What OpenQuestion holds

Textmetadata
LicenceCC BY-NC-ND
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.