ArticleArchives of public health = Archives belges de sante publique2025
Rural residents' preference for inclusive commercial health insurance in China: a discrete choice experiment.
Article in Archives of public health = Archives belges de sante publique, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 2 papers.
What it found
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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.
The trial behind it
Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.
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Who cites it
2 citing papers in PubMed.
- Preferences for HIV testing services among men who have sex with men in China: a discrete choice experiment.Archives of public health = Archives belges de sante publique · 2026Article
- Residents' preferences for inclusive commercial supplementary medical insurance: a discrete choice experiment.Health economics review · 2026Article
Corrections and comments
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Authors and funding
4 authors.
Funding
Abstract
backgroundFinancial risk protection is a core component of Universal Health Coverage. Rural residents in China continue to face the higher risk of catastrophic health expenditure. Developing a health insurance system for rural residents that ensures affordability and sustainability is critical to advancing Universal Health Coverage. This study aims to assess rural residents' preferences and willingness to pay for inclusive commercial health insurance.
methodsThis cross-sectional study was conducted among 520 rural households in Zhucheng County, China, using a structured questionnaire. A discrete choice experiment was employed to measure respondents' preferences and willingness to pay for inclusive commercial health insurance, followed by scenario simulations to estimate enrollment probabilities.
resultsBased on 497 valid responses, all attributes significantly influenced rural residents' preferences for inclusive commercial health insurance, except the deductible. Respondents preferred plans with government participation, equal compensation regardless of preexisting conditions, 80% reimbursement ratio, coverage for special medications, and low premiums. Government participation had the greatest impact. The optimal plan configuration increased the predicted enrollment probability by 99.6%.
conclusionsStrengthening government responsibility is the most effective strategy to increase rural enrollment in inclusive commercial health insurance. Additional measures include equitable coverage for preexisting conditions, optimizing benefit design, and setting reasonable premiums and deductibles. These findings offer actionable insights for improving inclusive commercial health insurance uptake among rural residents and provide transferable evidence for other countries seeking to advance financial risk protection under the UHC agenda through public-private insurance partnerships.
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