Evidence map›Paper›PMID 41301394›Full record

ArticleBehavioral sciences (Basel, Switzerland)2025

Enhancing Mental Health Through Retirement Planning Achievement: A Moderated Mediation Model and Income Group Differences.

Jing Yuan, Pengfei Jian, Buxin Han

Abstract read
In one paragraph

Article in Behavioral sciences (Basel, Switzerland), 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 1 paper.

0numbers the graph read from it
0cells of the map it votes in
1citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

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3 · Its place in the literature

Who cites it

1 citing paper in PubMed.

  1. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Jing YuanState Key Laboratory of Cognitive Science and Mental Health, Institute of Psychology, Chinese Academy of Sciences, Beijing 100101, China.
Pengfei JianState Key Laboratory of Cognitive Science and Mental Health, Institute of Psychology, Chinese Academy of Sciences, Beijing 100101, China.ORCID 0009-0006-6616-8473
Buxin HanState Key Laboratory of Cognitive Science and Mental Health, Institute of Psychology, Chinese Academy of Sciences, Beijing 100101, China.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

This study centers on retirement planning achievement, examining its impact mechanism on older adults' mental health and its boundary conditions. Drawing on self-determination theory (SDT) and conservation of resources (COR) theory, we tested a parallel mediation and a moderated mediation model using data from an online survey with 900 Chinese retirees aged 55-74. Structural equation modelling revealed that retirement planning achievement directly and positively predicted mental health, and indirectly through three pathways: greater active social participation, higher retirement enjoyment, and reduced retirement loss. Furthermore, retirement adjustment exhibited dual, and opposing, moderating effects on the direct path: low retirement loss, as a psychological resource, significantly amplified the positive impact of planning achievement (a resource gain spiral), whereas high retirement enjoyment attenuated its effect (a ceiling effect). Income-group analysis revealed that both the parallel mediation and moderated mediation models were fully supported in the average-income group, but effects were non-significant for the insufficient-income group and weakened in the sufficient-income group. These findings suggest that retirement planning achievement represents a key pathway to promoting mental health in later life, but its benefits are constrained by psychological resources and socioeconomic status. The "achievement dividend" is greatest among well-adjusted retirees in the average-income group, highlighting the heterogeneity in retirement adjustment and providing evidence for targeted, equitable ageing-support policies.

Indexed as

active social participationhousehold incomemental healthretirement adjustmentretirement planning achievement

Identifiers

PMID41301394
PMCPMC12649227

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