Evidence map›Paper›PMID 41196919›Full record

ArticlePloS one2025

Addressing financial biases in university undergraduates: Unveiling connections with knowledge, behaviours and attitudes.

Celia López-Penabad, Marcos Álvarez-Espiño, Leandro Benito-Torres

Abstract read
In one paragraph

Article in PloS one, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Celia López-PenabadDepartment of Financial Economics and Accounting, ECOBAS, Universidade de Santiago de Compostela, Spain.ORCID https://orcid.org/0000-0001-8738-4366
Marcos Álvarez-EspiñoDepartment of Financial Economics and Accounting, ECOBAS, Universidade de Santiago de Compostela, Spain.ORCID https://orcid.org/0000-0002-9514-7544
Leandro Benito-TorresDepartment of Organisation of Companies and Commercialisation, Universidade de Santiago de Compostela, Spain.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

purposeThis study investigates how financial knowledge, behaviours, and attitudes shape the prevalence of financial biases among Economics students at the University of Santiago de Compostela. METHODOLOGY: Based on survey data from 403 first- and fourth-year students, a composite bias index-covering overconfidence, gambler's fallacy, and herd behaviour-is constructed using the Benefit of the Doubt method. Truncated regressions explore the influence of financial capability.

findingsResults show attitudinal factors explain biases better than knowledge. Surprisingly, behaviours such as long-term planning and fraud avoidance increase susceptibility to biases. These findings highlight the complexity of financial decision-making and the need for emotionally aware, bias-targeted financial education. VALUE: This paper introduces a novel approach by constructing multiple financial bias indices and calling for hands-on, behaviour-focused financial education.

Indexed as

AttitudeKnowledgeStudentsAdultDecision MakingFemaleHumansMaleSurveys and QuestionnairesUniversitiesYoung Adult

Identifiers

PMID41196919
PMCPMC12591436

What OpenQuestion holds

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LicenceCC BY
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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.