Evidence map›Paper›PMID 41082536›Full record

ArticlePloS one2025

Education debt and household consumption upgrading: Positive incentives or inhibitions?

Mianbi Xie, Xin Chen, Yingying Zhao

Abstract read
In one paragraph

Article in PloS one, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 1 paper.

0numbers the graph read from it
0cells of the map it votes in
1citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

1 citing paper in PubMed.

  1. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Mianbi XieCollege of Finance and Economics, Jimei University, Xiamen, China.
Xin ChenCollege of Finance and Economics, Jimei University, Xiamen, China.ORCID https://orcid.org/0009-0003-1299-0312
Yingying ZhaoCollege of Finance and Economics, Jimei University, Xiamen, China.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

Household education debt is closely related to household consumption, and education itself is also a developmental high-quality consumption. Based on the panel data of five phases of the China Household Finance Survey (CHFS) from 2013 to 2021, this paper explores the impact of households' education debt on improving household consumption enthusiasm and consumption upgrading with households as the basic unit. The study finds that education debt can significantly promote the upgrading of household consumption. Mechanism analysis shows that education debt can promote the upgrading of household consumption by improving the level of Internet consumption, and there are different degrees of moderating effect on household risk attitude. Heterogeneity analysis shows that household education debt has a significant positive effect on the consumption of urban and rural areas, high-financially literate and middle- and low-income households, as well as middle-leveraged households. The conclusions of this study enrich the research on the influencing factors and mechanisms of household consumption upgrading, broaden the research boundary of household debt and consumption, and have important implications for promoting education equity and consumer demand in China.

Indexed as

EducationFamily CharacteristicsMotivationAdultChinaFemaleHumansIncomeMaleSocioeconomic FactorsSurveys and Questionnaires

Identifiers

PMID41082536
PMCPMC12517517

What OpenQuestion holds

Textmetadata
LicenceCC BY
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.