ArticleFrontiers in public health2025
The system effect and group benefit equity of long-term care insurance from the perspective of short-term policy pilot.
Article in Frontiers in public health, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 2 papers.
What it found
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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.
The trial behind it
Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.
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Who cites it
2 citing papers in PubMed.
- Does Long-Term Care Insurance Improve Health and Shift Healthcare Utilization? Evidence from China's Pilot Program.Risk management and healthcare policy · 2026Article
- From security to spending: how China's long-term care insurance pilot drives urban household consumption.Frontiers in public health · 2025Article
Corrections and comments
PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.
Authors and funding
2 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
Methods: This study focuses on the long-term care insurance (LTCI) policy pilot, using the CHARLS database to continuously track survey data. It constructs a difference in-difference model based on city, time, coverage, and beneficiaries to accurately identify policy coverage and empirically examine the institutional effect of the long-term care insurance policy pilot and the fairness of group benefits. Results: The results indicate that the policy pilot has a significant positive impact on the overall medical consumption of disabled older adults, with impacts on monthly outpatient consumption, annual hospitalization consumption, annual hospitalization times, and last hospitalization days of 0.7064, 0.4142, 0.0887, and 1.5607, respectively. In addition, the LTCI policy pilot significantly and positively affected disability-related health indicators such as individual self-assessment health, ADL disability, and the number of serious diseases, with effect sizes of 0.8677, 1.0854, and 0.6668, respectively. Discussion: The results regarding group benefit equity show that the LTCI policy pilot can improve the equity of medical consumption and disability-related health among groups; however, over time, it may exacerbate the inequality of medical consumption and disability-related health among disabled older adults in the treatment group. Based on this, the study finds that the LTCI policy pilot has effects on medical consumption and disability-related health for disabled older adults, primarily driven by the moral hazard associated with the assessed individuals obtaining LTCI treatment due to the short-term policy pilot.
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