Evidence map›Paper›PMID 40316559›Full record

ArticleScientific reports2025

Understanding the cognitive factors which contribute to individual differences in financial capacity in aging.

Hsiang-Yu Chen, Bailey C Gold, Claire J Ciampa, Jennifer L Crawford, Alex A Adornato, Jordyn L Cowan, Katherine E O'Malley, Hannah R Snyder, Anne S Berry

Abstract read
PubMed Full text at PMC Publisher
In one paragraph

Article in Scientific reports, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 2 papers.

0numbers the graph read from it
0cells of the map it votes in
2citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

2 citing papers in PubMed.

  1. Article
  2. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

9 authors.

Hsiang-Yu ChenDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Bailey C GoldDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Claire J CiampaDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Jennifer L CrawfordDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Alex A AdornatoDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Jordyn L CowanDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Katherine E O'MalleyDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Hannah R SnyderDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA.
Anne S BerryDepartment of Psychology, Brandeis University, Waltham, MA, 02453, USA. anneberry@brandeis.edu.

Funding

Upregulated Norepinephrine Synthesis Capacity in AgingR01AG074330 · NIA · BRANDEIS UNIVERSITY · PI Anne Shively Berry · 2022 to 2026
$6.2M
Predoctoral research training at the interface of brain, body, and behaviorT32GM132498 · NIGMS · BRANDEIS UNIVERSITY · PI PAUL DIZIO, ANGELA GUTCHESS · 2019 to 2026
$1.6M
Age effects on memory and reward systems in decision makingR00AG058748 · NIA · BRANDEIS UNIVERSITY · PI BERRY, ANNE SHIVELY · 2019 to 2021
$745k
NIA NIH HHS R00 AG058748NIA NIH HHS R01 AG074330NIGMS NIH HHS T32 GM132498NIH HHS R00AG058748NIH HHS T32GM132498Scientific Research Network on Decision Neuroscience & Aging Pilot grant
6 · The paper itself

Abstract

Aging is accompanied by changes in multiple cognitive domains, which can impact older adults' ability to maintain independence. The ability to manage one's personal finances is an activity of daily living most often studied in the context of Mild Cognitive Impairment and dementia. However, it is critical that we also understand the nature and sources of variation in financial capacity in cognitively unimpaired populations. This study aimed to establish meaningful individual differences in financial capacity in this population and to define those primary behavioral predictors of individual differences. Applying a partial least squares correlation approach, we found significant associations between financial capacity, as assessed by the Financial Capacity-Short Form, and a battery of neuropsychological and self-report measures in normal aging (r = .56, p < .001). Key predictors of financial capacity included fluid reasoning, crystallized intelligence, working memory updating, visual memory, and self-reported sleep duration (|rs| = 0.29-0.56, ps = 0.02- 0.001). These findings indicate that financial capacity is supported by multiple cognitive domains in aging. Further, associations with fluid reasoning and crystallized intelligence suggest some individuals may be more protected against clinically-relevant impairment in financial capacity through cognitive reserve mechanisms.

Indexed as

AgingCognitionIndividualityAgedAged, 80 and overCognitive DysfunctionCognitive ReserveFemaleHumansIntelligenceMaleMemory, Short-TermMiddle AgedNeuropsychological TestsCognitively normal agingExecutive functionFinancial capacityIntelligencePartial least squares correlation

Identifiers

PMID40316559
PMCPMC12048630

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.