Evidence map›Paper›PMID 40270929›Full record

ReviewFrontiers in artificial intelligence2025

AI revolution in insurance: bridging research and reality.

Sukriti Bhattacharya, German Castignani, Leandro Masello, Barry Sheehan

Abstract readReview
In one paragraph

Review in Frontiers in artificial intelligence, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

4 authors.

Sukriti BhattacharyaHuman-Centered AI, Data and Software (HANDS), Luxembough Institute of Science and Technology, Maison de l'innovation, Esch-sur-Alzette, Luxembourg.
German CastignaniHuman-Centered AI, Data and Software (HANDS), Luxembough Institute of Science and Technology, Maison de l'innovation, Esch-sur-Alzette, Luxembourg.
Leandro MaselloKemmy Business School, University of Limerick, Limerick, Ireland.
Barry SheehanKemmy Business School, University of Limerick, Limerick, Ireland.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

This paper comprehensively reviews artificial intelligence (AI) applications in the insurance industry. We focus on the automotive, health, and property insurance domains. To conduct this study, we followed the PRISMA guidelines for systematic reviews. This rigorous methodology allowed us to examine recent academic research and industry practices thoroughly. This study also identifies several key challenges that must be addressed to mitigate operational and underwriting risks, including data quality issues that could lead to biased risk assessments, regulatory compliance requirements for risk governance, ethical considerations in automated decision-making, and the need for explainable AI systems to ensure transparent risk evaluation and pricing models. This review highlights important research gaps by comparing academic studies with real-world industry implementations. It also explores emerging areas where AI can improve efficiency and drive innovation in the insurance sector. The insights gained from this work provide valuable guidance for researchers, policymakers, and insurance industry practitioners.

Indexed as

artificial intelligenceautomotive insurancehealth insurancePRISMAproperty insuranceregulations

Identifiers

PMID40270929
PMCPMC12014612

What OpenQuestion holds

Textmetadata
LicenceCC BY
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.