Evidence map›Paper›PMID 40161000›Full record

ArticleHealth science reports2025

How Do Gender and Marital Status Influence Village Savings and Loan Associations Related Gains and Usage? A Cross-Sectional Study in Fort Portal, Uganda.

HaEun Lee, Alex Shen, Alia Dada, Isabel Gilbertson, Cheryl A Moyer, Donah Asiimire

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Article in Health science reports, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

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1 · What the graph read from it

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2 · The registry

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3 · Its place in the literature

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4 · The record

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5 · Who and what money

Authors and funding

6 authors.

HaEun LeeDepartment of Systems, Populations and Leadership University of Michigan School of Nursing Ann Arbor Michigan USA.ORCID 0000-0002-1259-6425
Alex ShenDepartment of Statistics and Data Science Carnegie Mellon University Dietrich College of Humanities and Social Sciences Pittsburgh Pennsylvania USA.
Alia DadaGlobal Health Epidemiology University of Michigan School of Public Health Ann Arbor Michigan USA.
Isabel GilbertsonGlobal Health Epidemiology University of Michigan School of Public Health Ann Arbor Michigan USA.
Cheryl A MoyerLearning Health Sciences Obstetrics and Gynecology University of Michigan Ann Arbor Michigan USA.
Donah AsiimireDepartment of Economics, Statistics, and Tourism Management Bishop Stuart University Mbarara Uganda.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

Background and Aims: Village savings and loan association (VSLA) is a widely adopted informal microfinance mechanism designed to empower women financially. However, limited studies have examined how gender and women's marital status influence VSLA-related gains and fund usage. This study aims to assess whether rural Ugandan VSLA members' gender and marital status impact their financial gains and fund usage. Methods: A cross-sectional survey was conducted among 132 participants in five VSLAs in Fort Portal, Uganda. Participants were categorized as married women, single/never married women, widowed/separated women, and VSLA-participating men. The survey included questions on asset ownership, expenditures, and usage of VSLA funds for income-generating activities (IGAs) and life events (LEs). Descriptive analysis and logistic regression were used to assess relationships between gender, marital status, asset ownership, and fund usage. Results: VSLA-participating women owned fewer overall assets (AOR: 0.81; 95% CI: 0.71-0.92) than men but utilized VSLA funds more extensively (AOR: 1.40; 95% CI: 1.16-1.70), particularly for LEs (AOR: 1.61; 95% CI: 1.29-2.01). Single/never married women owned fewer assets (AOR: 0.83; 95% CI: 0.70-0.98) compared to married women. Their asset ownership leaned toward LEs (AOR: 0.73; 95% CI: 0.53-0.99), while VSLA fund usage prioritized IGAs (AOR: 1.84; 95% CI: 1.00-3.40) compared to married women. Conclusion: Significant differences exist in VSLA fund usage and gains based on gender and marital status. Women, particularly single women, face asset ownership disparities but strategically utilize VSLA funds. Future studies should investigate gender dynamics within VSLAs and explore tailored strategies to address the specific needs of women across marital statuses for inclusive financial empowerment.

Indexed as

gendermarital statusmicrofinancesavings groupsub–Saharan Africausagevillage savings and loans association

Identifiers

PMID40161000
PMCPMC11949841

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LicenceCC BY
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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.