Evidence map›Paper›PMID 39591545›Full record

ArticleJCO oncology practice2025

High-Risk Credit Borrowing Patterns: A Comparison of Cancer With Major Chronic Diseases.

S M Qasim Hussaini, Maria Pisu, Gabrielle B Rocque, Lauren Hersch Nicholas

Abstract readComparative Study
In one paragraph

Article in JCO oncology practice, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

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Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

4 authors.

S M Qasim HussainiO'Neal Comprehensive Cancer Center, University of Alabama at Birmingham, Birmingham, AL.ORCID 0000-0002-8006-5343
Maria PisuO'Neal Comprehensive Cancer Center, University of Alabama at Birmingham, Birmingham, AL.ORCID 0000-0001-9329-3268
Gabrielle B RocqueO'Neal Comprehensive Cancer Center, University of Alabama at Birmingham, Birmingham, AL.ORCID 0000-0003-4188-9785
Lauren Hersch NicholasUniversity of Colorado, School of Medicine, Aurora, CO.ORCID 0000-0003-0759-2849

Funding

XRAY CRYSTALLOGRAPHYP30CA013148 · NCI · UNIVERSITY OF ALABAMA AT BIRMINGHAM · PI Omer Jamy · 1985 to 2026
$165.9M
NCI NIH HHS P30 CA013148
6 · The paper itself

Abstract

purposeAlthough financial toxicity from cancer care is well documented, how cancer and other high-mortality chronic diseases affect credit overuse and high-risk borrowing remains unknown.

methodsWe retrospectively analyzed households in the 2012-2018 Health and Retirement Study. Outcomes included nonhousing financial debt and credit card debt. For homeowning households, outcomes also included access to a home equity line of credit (HELOC) and a loan against HELOC. Linear probability regression models compared changes in financial outcomes among households with new cancer diagnosis or major chronic diseases (diabetes, stroke, or heart disease) with those without health shocks. Analyses were stratified by wealth.

resultsAmong 14,188 households (age 68 years, 42% male, 21% Black, 13% Hispanic), 33% had financial debt, 26% had credit card debt, and 10% of homeowners used HELOC. Below-median wealth households were more likely to be Black or Hispanic. They were less likely to be headed by a female and to have college-level education. In these households, 22% had negative financial wealth (

conclusionBelow-median wealth households with cancer incurred higher financial debt and refinanced their home more often compared with those without cancer, highlighting credit overuse and borrowing even in a fully insured population.

Indexed as

NeoplasmsAgedChronic DiseaseFemaleHumansMaleMiddle AgedRetrospective Studies

Identifiers

PMID39591545
PMCPMC13068158

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