Evidence map›Paper›PMID 37930970›Full record

ArticlePloS one2023

Balancing equity and policyholder protection: Assessing insurer's interests in green lending under cap-and-trade regulations.

Shi Chen, Yonghong Zhao, Shiu-Chieh Chiu, Jingfei Wu, Jyh-Horng Lin

Abstract read
In one paragraph

Article in PloS one, 2023. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Not yet cited in PubMed.

0numbers the graph read from it
0cells of the map it votes in
0citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

0 citing papers in PubMed.

No citing paper in PubMed yet.

4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

5 authors.

Shi ChenSchools of Economics, Southwestern University of Finance and Economics, Chengdu, China.ORCID 0000-0003-0537-3730
Yonghong ZhaoSchools of Economics, Southwestern University of Finance and Economics, Chengdu, China.ORCID 0009-0003-2662-5973
Shiu-Chieh ChiuDepartment of Banking and Finance, CTBC Business School, Tainan, Taiwan.
Jingfei WuSchool of Economics, Shanghai University, Shanghai, China.
Jyh-Horng LinDepartment of International Business, Tamkang University, New Taipei City, Taiwan.ORCID 0000-0003-1561-4948

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

This paper presents a contingent claim model designed to assess an insurer's equity within the framework of carbon trading regulations imposed on borrowing firms while also considering the integration of green lending. The development of this model is particularly relevant for regions with established carbon trading markets, with a specific focus on the post-period following the 2015 Paris Agreement concerning climate change. We focus on shareholders and policyholders to optimize equity and ensure maximum protection. Strict caps in cap-and-trade harm interest margins, reducing guaranteed rates for equity maximization and compromising policyholder protection. Government intervention through sustainable production carbon trading hinders win-win outcomes. Green subsidies can improve insurer margins, but achieving win-win solutions remains challenging. A collective approach is needed to share sustainable production and finance benefits among diverse economic sectors.

Indexed as

CarbonInsurance CarriersChinaParisCarbon

Identifiers

PMID37930970
PMCPMC10627471

What OpenQuestion holds

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.