Evidence map›Paper›PMID 37488998›Full record

ArticleHealth services research2023

Effects of state reinsurance programs on health insurance exchange premiums and insurer participation.

Onyinye Oyeka, George L Wehby

Abstract read
In one paragraph

Article in Health services research, 2023. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 2 papers.

0numbers the graph read from it
0cells of the map it votes in
2citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

2 citing papers in PubMed.

  1. Article
  2. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

2 authors.

Onyinye OyekaDepartment of Health Management and Policy, University of Iowa, Iowa City, Iowa, USA.ORCID 0000-0002-6003-0979
George L WehbyDepartment of Health Management and Policy, University of Iowa, Iowa City, Iowa, USA.ORCID 0000-0001-7784-9908

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

objectiveThe aim of the study was to estimate the effect of the state-based reinsurance programs through the section 1332 State Innovation Waivers on health insurance marketplace premiums and insurer participation. DATA SOURCE: 2015 to 2022 Robert Wood Johnson Foundation Health Insurance Exchange Compare Datasets. STUDY

designAn event study difference-in-differences (DD) model separately for each year of implementation and a synthetic control method (SCM) are used to estimate year-by-year effects following program implementation. DATA COLLECTION/EXTRACTION

methodsNot applicable. PRINCIPAL

findingsReinsurance programs were associated with a decline in premiums in the first year of implementation by 10%-13%, 5%-19%, and 11%-17% for bronze, silver, and gold plans (p < 0.05). There is a trend of sustained declines especially for states that implemented their programs in 2019 and 2020. The SCM analyses suggest some effect heterogeneity across states but also premium declines across most states. There is no evidence that reinsurance programs affected insurer participation.

conclusionState-based reinsurance programs have the potential to improve the affordability of health insurance coverage. However, reinsurance programs do not appear to have had an effect on insurer participation, highlighting the need for policy makers to consider complementary strategies to encourage insurer participation.

Indexed as

Health Insurance ExchangesInsurance CarriersAdministrative PersonnelCosts and Cost AnalysisHumansInsurance CoverageInsurance, HealthPatient Protection and Affordable Care ActUnited Stateshealth care financing/insurance/premiumsobservational data/quasi-experimentsprogram evaluationstate health policies

Identifiers

PMID37488998
PMCPMC10480091

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Registered trials

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Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.