ArticleJournal of family and economic issues2022
Is Financial Capability a Determinant of Health? Theory and Evidence.
Article in Journal of family and economic issues, 2022. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 12 papers.
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Who cites it
12 citing papers in PubMed.
- Financial capability and economic well-being of older Americans: empirical insights from the financial capability framework.Innovation in aging · 2026Article
- Impact of Cash for Health Assistance on Healthcare Access and Health-Seeking Behaviors for Families of Pregnant Women in Sindh, Pakistan.International journal of environmental research and public health · 2025Article
- Banking Status as a Moderator of Outcomes in a Randomized Controlled Trial Targeting Financial Stress and Smoking.Journal of general internal medicine · 2025Article
- Socio-economic and insurance factors in preventive care: A two-stage weighted structural analysis.Dialogues in health · 2025Article
- The role of financial scarcity in the relationship between income and health behaviors: a causal mediation analysis.BMC public health · 2025Article
- Article
- Decomposition and comparative analysis of urban-rural disparity in attitude towards advance care planning among Chinese adults: A nationwide study.BMC public health · 2025Article
- Mediating Effects of Financial Resilience Between Family Economic Adversity and Mental Health: Population Heterogeneity in Multiple Subgroups.Psychology research and behavior management · 2025Article
- Affordable Care Act Medicaid expansion, access to health care, and financial behavior of the United States adults.Journal of public health policy · 2024Article
- Interrelationship between subjective wellbeing and health.BMC public health · 2024Article
- Article
- Gender Differences in the Relationship Between Financial Capability and Health in Later Life: Evidence From Hong Kong.Innovation in aging · 2023Article
Corrections and comments
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Authors and funding
2 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
Financial capability, the combination of financial literacy (ability to act) and financial access (opportunity to act), improves people's access to resources, and thus has the potential to improve health and well-being. This paper positions financial capability under the framework of social determinants of health and discusses theory and presents empirical evidence on the link between financial capability and health. Using data from the RAND American Life Panel and the structural equation modeling approach, we distinguish financial capability from the common socioeconomic position indicators such as income and education. We find that financial capability has a positive and longitudinal effect on health, independent of race/ethnicity, gender, income, education, and employment. This study demonstrates that financial capability is an independent social determinant of health. It can be theoretically and conceptually defined, empirically measured, and can inform clinical interventions that may improve population health and well-being. Implications for future research, practice, and policy are discussed.
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Registered trials
Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.