ArticleFrontiers in public health2022
Can supplementary private health insurance further supplement health.
Article in Frontiers in public health, 2022. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 10 papers.
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Who cites it
10 citing papers in PubMed.
- Association between commercial health insurance and out-of-pocket health expenditure: evidence from provincial panel data in China, 2011-2022.BMC health services research · 2026Article
- Health Insurance Schemes and Chronic Disease Management Behaviours in China: Evidence from Women with Non-Communicable Diseases.Risk management and healthcare policy · 2026Article
- Can supplementary private health insurance reduce vulnerability to expected poverty and catastrophic health expenditure in China?International journal for equity in health · 2025Article
- Can supplementary private health insurance reduce poverty vulnerability? Evidence from Shandong Province.BMC public health · 2025Article
- Analysis the status and spatio-temporal characteristics of the synergistic development of China's multi-level medical insurance system.Scientific reports · 2025Article
- Mediating Effect of Illness Perception on the Relationship Between Perceived Family Function and Sleep Quality Among Patients With Atrial Fibrillation.Nursing open · 2024Observational
- What is the coverage of your health insurance plan? An audit of hospital billing.AIMS public health · 2024Article
- The Role of Supplementary Insurance in Achieving Universal Health Coverage: A Comprehensive Review.Medical journal of the Islamic Republic of Iran · 2024Review
- The effect of urban-rural health insurance integration on consumption of middle-aged and older adult households in rural areas: evidence from China.Frontiers in public health · 2023Article
- Does improving basic public health services promote household consumption of rural migrant workers? Evidence from China.Frontiers in public health · 2023Article
Corrections and comments
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Authors and funding
7 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
Background: China advocates a health insurance system with social health insurance (SHI) as the main body and private health insurance (PHI) as the supplement. The study of PHI's complementary role in health is conducive to providing evidence for PHI's policy expansion and encouraging the public to participate in PHI, which is insufficient in China. Methods: We used the three-wave balanced panel data of the China Health and Retirement Longitudinal Survey (CHARLS). Taking the ownership of supplementary PHI as the independent variable and EQ-5D index scores as the dependent variable, the panel instrumental variable (IV) method was used to analyze the impact of participation in PHI on health. We also assessed the heterogeneity of the health effects of PHI between chronic and non-chronic disease groups and between low- and high-income groups. Results: The coverage rate of PHI at baseline was 10.53%. The regression results showed that participating in PHI on the basis of SHI could result in an additional 8.21% health gain ( Conclusion: Participating in supplementary PHI can effectively enhance the health status of the insured, and has a more significant effect on patients with chronic diseases. The development of PHI should be further supported, while the health inequality in different income groups should be paid attention to.
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