ArticleFrontiers in psychology2022
Factors Affecting Intention of Consumers in Using Face Recognition Payment in Offline Markets: An Acceptance Model for Future Payment Service.
Article in Frontiers in psychology, 2022. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 4 papers.
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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.
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Who cites it
4 citing papers in PubMed.
- Investigating Elderly Individuals' Acceptance of Artificial Intelligence (AI)-Powered Companion Robots: The Influence of Individual Characteristics.Behavioral sciences (Basel, Switzerland) · 2025Article
- Understanding older adults' adoption of facial recognition payment: An integrated model of TAM and UXT.PloS one · 2025Article
- How does platform's fintech level affect its word of mouth from the perspective of user psychology?Frontiers in psychology · 2023Article
- Investigating the intention of purchasing private pension scheme based on an integrated FBM-UTAUT model: The case of China.Frontiers in psychology · 2023Article
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Authors and funding
5 authors.
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Abstract
Face recognition payment (FRP), an innovative financial technology service, is a recently developed mode of payment service that has garnered attention in the offline market, particularly in China. However, studies examining the adoption of FRP by consumers are scarce. Therefore, this study proposed a causal model built on the Unified Theory of Acceptance and Use of Technology, and key predictors related to the intention of using FRP were identified. The structural equation model-based results obtained from 305 Chinese participants demonstrated that the intention was most affected by relative advantage. In addition, performance expectancy, effort expectancy, social influence, and perceived risk also had a significant impact. However, trust was found to not significantly affect consumers' intentions, despite it negatively influencing perceived risk. Thus, the results of this study are expected to provide a set of guidelines for companies regarding the implementation of FRP.
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