ArticleJournal of behavioral and experimental finance2021
FinTech payments in the era of COVID-19: Factors influencing behavioral intentions of "Generation X" in Hungary to use mobile payment.
Article in Journal of behavioral and experimental finance, 2021. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 13 papers.
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Who cites it
13 citing papers in PubMed.
- The cognitive and affective pathways of FinTech adoption: a trait-to-state-to-intention mechanism.Frontiers in psychology · 2026Article
- An extension of Trust and TAM model with TPB in the adoption of digital payment: An empirical study in Vietnam.F1000Research · 2025Article
- The impact of artificial intelligence on behavioral intentions to use mobile banking in the post-COVID-19 era.Frontiers in artificial intelligence · 2025Article
- Utilizing time series analysis to forecast the growth of mobile payment users and its implications for the digital economy.PloS one · 2025Article
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- Age-dependent differences in using FinTech products and services-Young customers versus other adults.PloS one · 2023Article
- How does platform's fintech level affect its word of mouth from the perspective of user psychology?Frontiers in psychology · 2023Article
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- Data modelling of subsistence retail consumer purchase behavior in South Africa.Data in brief · 2022Article
- Drivers of post-adoption of e-wallet among academics in Palestine: An extension of the expectation confirmation model.Frontiers in psychology · 2022Article
- Intention to Use Mobile Easy Payment Services: Focusing on the Risk Perception of COVID-19.Frontiers in psychology · 2022Article
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Authors and funding
3 authors.
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No grant is acknowledged in the PubMed record.
Abstract
Organizations, such as the World Health Organization, encouraged consumers to use contactless payment methods instead of payment methods such as cash, which can be carriers of the SARS-2 virus. This study aims to evaluate factors that influence Hungarian Generation X's behavioral intentions to use mobile payment services during the pandemic. We conducted an electronic questionnaire-based survey among 1120 Generation X individuals. Using structural equation modeling to analyze the study's conceptual model, our results confirm that perceived COVID-19 risk, perceived usefulness, and subjective norms significantly influence Hungarian Generation X's behavioral intentions to use mobile payment services. Moreover, perceived usefulness mediates the relationship between perceived ease of use and behavioral intention to use mobile payment systems. Overall, our results show that the model of perceived COVID-19 risk, perceived usefulness, subjective norms, and perceived ease of use explains 62.9% of the variance in intention to use mobile payment systems. Our study contributes to the technology acceptance model and highlights its effectiveness in explaining the behavioral intention to adopt mobile payments during the COVID-19 pandemic.
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