ArticleThe European journal of health economics : HEPAC : health economics in prevention and care2021
Voluntary private health insurance, health-related behaviours and health outcomes: evidence from Russia.
Article in The European journal of health economics : HEPAC : health economics in prevention and care, 2021. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 5 papers, 2 of them syntheses that pooled it.
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Who cites it
5 citing papers in PubMed, 2 syntheses or guidelines pooled it.
- Health financing policies for aging populations: a comparative study of seven countries.BMC health services research · 2025Pooled it
- Health insurance status, lifestyle choices and the presence of non-communicable diseases: a systematic review.Journal of public health (Oxford, England) · 2024Pooled it
- Temporal trends in the incidence of adverse effects of medical treatment in BRICS countries from 1990 to 2021: an age-period cohort analysis.Frontiers in public health · 2025Article
- Does voluntary health insurance improve health and longevity? Evidence from European OECD countries.The European journal of health economics : HEPAC : health economics in prevention and care · 2022Article
- Socioeconomic Determinants of Health and Their Unequal Distribution in Poland.International journal of environmental research and public health · 2021Article
Corrections and comments
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Authors and funding
3 authors.
Funding
Abstract
This paper contributes to the discussion around ex-post (increased utilisation of health care) and ex-ante (changes in health behaviours) moral hazard in supplemental private health insurance. Applying a range of methodologies to data from the Russian Longitudinal Monitoring Survey-Higher School of Economics we exploit a selection mechanism in the data to compare the impact of workplace provided and individually purchased supplemental health insurance on the utilisation of health care, on a range of health behaviours and on self-assessed health. We find compelling policy-relevant evidence of ex-post moral hazard that confirms a theoretical prediction and empirical regularity found in other settings. In contrast to other empirical findings though, our data reveals evidence of ex-ante moral hazard demonstrated by clear behavioural differences between those with self-funded supplemental health insurance and those for whom the workplace finances the additional insurance. We find no evidence that either form of insurance is related to improved self-assessed health.
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Registered trials
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