ArticleInternational journal of environmental research and public health2020
Analyzing Workers' Compensation Claims and Payments Made Using Data from a Large Insurance Provider.
Article in International journal of environmental research and public health, 2020. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 3 papers.
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Who cites it
3 citing papers in PubMed.
- Machine Learning Classification of Psychiatric Data Associated with Compensation Claims for Patient Injuries.Methods of information in medicine · 2023Article
- Characteristics of work-related spine injury in the USA: a National Trauma Data Bank analysis.Acta neurochirurgica · 2023Article
- Work-Related Injuries Reported toWorkers Compensation Fund in Tanzania from 2016 to 2019.International journal of environmental research and public health · 2021Article
Corrections and comments
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Authors and funding
4 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
backgroundAll states in the USA have established Workers' Compensation (WC) insurance systems/programs. WC systems address key occupational safety and health concerns. This effort uses data from a large insurance provider for the years 2011-2018 to provide estimates for WC payments, stratified by the claim severity, i.e., medical only, and indemnity.
methodsBesides providing descriptive statistics, we used generalized estimating equations to analyze the association between the key injury characteristics (nature, source, and body part injured) and total WC payments made. We also provide the overall cost burden for the former.
resultsOut of the total 151,959 closed claims, 83% were medical only. The mean overall WC payment per claim for the claims that resulted in a payment was $1477 (SD: $7221). Adjusted models showed that mean payments vary by claim severity. For example, among medical only claims, the mean payment was the highest for amputations ($3849; CI: $1396, $10,608), and among disability and death related claims, ruptures cost the most ($14,285; $7772, $26,255). With frequencies taken into account, the overall cost burden was however the highest for strains.
conclusionsWorkplace interventions should prioritize both the costs of claims on average and the frequency.
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