ArticleHealthcare (Basel, Switzerland)2020
Does COVID-2019 have an Impact on the Purchase Intention of Commercial Long-Term Care Insurance among the Elderly in China?
Article in Healthcare (Basel, Switzerland), 2020. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 14 papers, 1 of them a synthesis that pooled it.
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Who cites it
14 citing papers in PubMed, 1 synthesis or guideline pooled it, 28 citations in OpenAlex.
- Health insurance purchase intentions in the past decade: a systematic review and future research directions.BMC health services research · 2025Pooled it
- The Impact of Societal Ageing on Individual Consumers' Insurance Purchase Intentions: A Review and Research Agenda.Behavioral sciences (Basel, Switzerland) · 2026Review
- A scoping review of the impact of ageing on individual consumers' insurance purchase intentions.Heliyon · 2024Article
- Can major public health emergencies increase the participation of commercial insurance? Evidence from China.Frontiers in public health · 2024Article
- Psychological Distress of International Students during the COVID-19 Pandemic in China: Multidimensional Effects of External Environment, Individuals' Behavior, and Their Values.International journal of environmental research and public health · 2021Article
- Differences in mortality of cancer patients with COVID-19 in a Brazilian cancer center.Seminars in oncology · 2021Article
- The effect of trade openness on the relationship between agricultural technology inputs and carbon emissions: evidence from a panel threshold model.Environmental science and pollution research international · 2021Article
- Direct and indirect neurological, cognitive, and behavioral effects of COVID-19 on the healthy elderly, mild-cognitive-impairment, and Alzheimer's disease populations.Neurological sciences : official journal of the Italian Neurological Society and of the Italian Society of Clinical Neurophysiology · 2021Review
- Review of evolution of the public long-term care insurance (LTCI) system in different countries: influence and challenge.BMC health services research · 2020Review
- Applying the WHO ICF Framework to the Outcome Measures Used in the Evaluation of Long-Term Clinical Outcomes in Coronavirus Outbreaks.International journal of environmental research and public health · 2020Article
- Conceptualizing COVID-19 and Public Panic with the Moderating Role of Media Use and Uncertainty in China: An Empirical Framework.Healthcare (Basel, Switzerland) · 2020Article
- Cancer inpatients with COVID-19: A report from the Brazilian National Cancer Institute.PloS one · 2020Article
- Effect Evaluation of the Long-Term Care Insurance (LTCI) System on the Health Care of the Elderly: A Review.Journal of multidisciplinary healthcare · 2020Review
- Cost-Effectiveness Analysis of Spending on Research and Development to Address the Needs for Innovative Therapeutic Products in Indonesia.Therapeutics and clinical risk management · 2020Article
Corrections and comments
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Authors and funding
4 authors at 2 institutions in 1 country.
Funding
Abstract
purposeAs an important measure to alleviate long-term care (LTC) costs for the disabled due to the aging of the population, long-term care insurance (LTCI) system has been paid more attention in China. In addition to the government-led public LTCI system that has been piloted in cities such as Qingdao, Chongqing and Shanghai, health insurers such as the China Life Insurance Company are also experimenting with various types of commercial LTCI in the private market. However, the commercial LTCI market is developing very slowly due to public awareness and other reasons. On the other hand, COVID-2019 has had an impact on the cognition of the importance of long-term care for the elderly due to the fact that the death cases of COVID-2019 have been mainly concentrated in the elderly population with chronic diseases such as hypertension. Therefore, the purpose of this study is to explore the differences in the purchase intention of commercial LTCI among the elderly in two different periods: before and after the outbreak of COVID-2019.
methodsBy using the Andersen behavioral model and two investigations in two different periods before and after the outbreak of COVID-2019, this study explores the impacts of COVID-2019 on the purchase intention of commercial LTCI.
resultsSome significant discoveries were found. For example, 25.8% of interviewees showed purchase intention in LTCI in the time before the COVID-2019 outbreak, while this proportion increased to 37.6% after the COVID-2019 outbreak. People who were younger (OR = 2.128, before COVID-2019; OR = 1.875, after COVID-2019) or who had more education (OR = 1.502, before COVID-2019; OR = 2.218, after COVID-2019) were more interested in commercial LTCI.
conclusionThis study shows that COVID-2019 has had an obvious impact on the purchase intention of commercial LTCI, which provides some enlightenment for China to improve the LTCI system in the future, especially to accelerate the development of commercial LTCI. For example, it is essential to promote the importance of long-term care among the elderly in a focused and targeted way. In terms of the key target audience, it can be developed gradually from the groups with higher education levels and the middle elderly aged 45-64 years old.
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