ArticleJournal of epidemiology and global health2018
Health Insurance: Awareness, Utilization, and its Determinants among the Urban Poor in Delhi, India.
Article in Journal of epidemiology and global health, 2018. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 30 papers.
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Who cites it
30 citing papers in PubMed, 70 citations in OpenAlex.
- Article
- Sociodemographic characteristics and healthcare-seeking behaviour of patients with sickle cell disease: a cross-sectional study across five tribal districts in India.Journal of community genetics · 2026Article
- Comparison on knowledge of health insurance between urban and rural elderly people: a cross-sectional study.Discover public health · 2026Article
- Does health insurance coverage improve cardiometabolic risk factor levels? Quasi-experimental evidence from India.Global health action · 2025Article
- Health Insurance: Awareness and Coverage in Urban Slums of Northern India.Indian journal of community medicine : official publication of Indian Association of Preventive & Social Medicine · 2025Article
- Health insurance coverage and its associated factors amongst households of an urban village in Delhi.Journal of family medicine and primary care · 2025Article
- Determinants of healthcare utilization under the Indonesian national health insurance system - a cross-sectional study.BMC health services research · 2025Article
- The impact of health insurance on hypertension care: a household fixed effects study in India.BMC public health · 2024Article
- Public Health Insurance Status and Utilization of Healthcare Services Across India: A Narrative Review.Cureus · 2024Review
- A step closer towards achieving universal health coverage: the role of gender in enrolment in health insurance in India.BMC health services research · 2024Article
- Global, regional, and national burden of age-related macular degeneration, 1990-2019: an age-period-cohort analysis based on the Global Burden of Disease 2019 Study.Frontiers in public health · 2024Article
- Self-reported symptom burden among patients attending public health care facilities in India: Looking through ICPC-3 lens.PLOS global public health · 2024Article
- Gender-specific inequalities in coverage of Publicly Funded Health Insurance Schemes in Southern States of India: evidence from National Family Health Surveys.BMC public health · 2023Article
- Assessing inequalities in publicly funded health insurance scheme coverage and out-of-pocket expenditure for hospitalization: findings from a household survey in Kerala.International journal for equity in health · 2023Article
- Review
- Article
- Household catastrophic health expenditure for COVID-19 during March-August 2021, in South India: a cross-sectional study.BMC public health · 2023Article
- Intra-urban differentials in the exclusive use of hygienic methods during menstruation among young women in India.PLOS global public health · 2023Article
- A Critical Analysis of the World's Largest Publicly Funded Health Insurance Program: India's Ayushman Bharat.International journal of preventive medicine · 2023Review
- Contemporary Universal Health Coverage in India - The Case of Federal State of Odisha (Orissa).Risk management and healthcare policy · 2023Article
Corrections and comments
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Authors and funding
3 authors at 2 institutions in 1 country.
Funding
No grant is acknowledged in the PubMed record.
Abstract
This study reports the awareness, access, and utilization of health insurance by the urban poor in Delhi, India. The study included 2998 households from 85 urban clusters spread across Delhi. The data were collected through a pretested, interviewer-administered questionnaire. Logistic regression was performed for determinants of health insurance possession. Only 19% knew about health insurance; 18% had health insurance (8% Employees State Insurance Scheme - ESIS - 8% Central Government Health Scheme - CGHS - 1.4%; Rashtriya Swasthya Bima Yojana (RSBY) - 9.4% of the eligible households). In case of health needs, 95% of CGHS, 71% ESIS beneficiaries, and 9.5% of RSBY beneficiaries utilized the schemes for episodic and chronic illnesses. For hospitalization needs, 54% of RSBY, 86% of ESIS, 100% CGHS utilized respective services. Residential area, migration period, possession of ration card, household size, and occupation of the head of the household were significantly associated with possession of RSBY. RSBY played a limited role in meeting the healthcare needs of the people, thus may not be capable of contributing significantly in the efforts of achieving equity in healthcare for the poor. Relatively, ESIS and CGHS served the healthcare needs of the beneficiaries better. Expansion of ESIS to the informal workers may be considered.
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