ArticleInternational journal of environmental research and public health2018
Rural Households' Livelihood Capital, Risk Perception, and Willingness to Purchase Earthquake Disaster Insurance: Evidence from Southwestern China.
Article in International journal of environmental research and public health, 2018. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 17 papers, 1 of them a synthesis that pooled it.
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Who cites it
17 citing papers in PubMed, 1 synthesis or guideline pooled it.
- Psychological influences and implications for household disaster preparedness: a systematic review.Frontiers in public health · 2025Pooled it
- Spatio-Temporal Variation and Decomposition Analysis of Livelihood Resilience of Rural Residents in China.International journal of environmental research and public health · 2022Article
- Social Stability Risk Assessment of Disaster-Preventive Migration in Ethnic Minority Areas of Southwest China.International journal of environmental research and public health · 2022Article
- Rural Household Differentiation and Poverty Vulnerability: An Empirical Analysis Based on the Field Survey in Hubei, China.International journal of environmental research and public health · 2022Article
- What catalyzes the proactive recovery of peasants from the COVID-19 pandemic? A livelihood perspective in Ningqiang County, China.International journal of disaster risk reduction : IJDRR · 2022Article
- Information Preference and Information Supply Efficiency Evaluation before, during, and after an Earthquake: Evidence from Songyuan, China.International journal of environmental research and public health · 2021Article
- Social Networks, Trust, and Disaster-Risk Perceptions of Rural Residents in a Multi-Disaster Environment: Evidence from Sichuan, China.International journal of environmental research and public health · 2021Article
- The Contributing Factors of Delayed-Onset Post-traumatic Stress Disorder Symptoms: A Nested Case-Control Study Conducted After the 2008 Wenchuan Earthquake.Frontiers in public health · 2021Article
- Livelihood resilience and strategies of rural residents of earthquake-threatened areas in Sichuan Province, China.Natural hazards (Dordrecht, Netherlands) · 2021Article
- The role of sense of place, risk perception, and level of disaster preparedness in disaster vulnerable mountainous areas of Gilgit-Baltistan, Pakistan.Environmental science and pollution research international · 2020Article
- Differences in the Disaster-Preparedness Behaviors of the General Public and Professionals: Evidence from Sichuan Province, China.International journal of environmental research and public health · 2020Article
- Media Exposure, Disaster Experience, and Risk Perception of Rural Households in Earthquake-Stricken Areas: Evidence from Rural China.International journal of environmental research and public health · 2020Article
- Disaster Risk Perception, Sense of Pace, Evacuation Willingness, and Relocation Willingness of Rural Households in Earthquake-Stricken Areas: Evidence from Sichuan Province, China.International journal of environmental research and public health · 2020Article
- Earthquake Disaster Risk Perception Process Model for Rural Households: A Pilot Study from Southwestern China.International journal of environmental research and public health · 2019Article
- Financial Preparation, Disaster Experience, and Disaster Risk Perception of Rural Households in Earthquake-Stricken Areas: Evidence From the Wenchuan and Lushan Earthquakes in China's Sichuan Province.International journal of environmental research and public health · 2019Article
- Rural Households' Poverty and Relocation and Settlement: Evidence from Western China.International journal of environmental research and public health · 2019Article
- Labor Off-Farm Employment and Cropland Abandonment in Rural China: Spatial Distribution and Empirical Analysis.International journal of environmental research and public health · 2018Article
Corrections and comments
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Authors and funding
5 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
Earthquake disaster insurance can effectively reduce the impact of earthquake disasters on rural households. Exploring rural households’ willingness to purchase earthquake disaster insurance in earthquake disaster areas provides an understanding of the motivations underlying the implementation of an insurance policy. However, few studies have examined the perspectives of rural households, in order to explore the correlations between the rural households’ livelihood capital, their disaster risk perception, and their willingness to purchase earthquake disaster insurance. A cross-sectional survey data including 241 rural households from the most severe disaster counties (cities) during the 5 • 12 Wenchuan earthquake was examined with regard to rural households’ livelihood and disaster risk perception, and ordinal logistic regression models were constructed to explore rural households’ willingness to purchase earthquake disaster insurance, as well as the driving mechanism behind this willingness. The results showed that 34.44% of rural households were very willing to purchase earthquake disaster insurance, and 7.05% of rural households were very reluctant to purchase earthquake insurance. Rural households’ livelihood capital and risk perceptions were the most important factors affecting their willingness to purchase earthquake disaster insurance. Rural households with higher scores on natural capital, physical capital, possibility, and worry were more likely to purchase earthquake disaster insurance. Specifically, keeping all other variables constant, every one unit increase in nature capital and physical capital corresponded to an increase in the odds of willingness to purchase earthquake disaster insurance by a factor of 0.14 and 0.06, respectively; every one unit increase in possibility and worry corresponded to an increase in the odds of willingness to purchase earthquake disaster insurance by a factor of 0.03 and 0.04, respectively. This study contributes to the current literature by increasing the understanding of the relationships between Chinese rural households’ livelihood capital and risk perceptions, and their willingness to purchase earthquake disaster insurance.
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