Evidence map›Paper›PMID 29111500›Full record

ArticleJournal of health economics2017

The moral hazard effects of consumer responses to targeted cost-sharing.

Christopher M Whaley, Chaoran Guo, Timothy T Brown

Abstract read
In one paragraph

Article in Journal of health economics, 2017. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 14 papers.

0numbers the graph read from it
0cells of the map it votes in
14citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

14 citing papers in PubMed.

  1. Review
  2. Article
  3. Paying patients to use lower-priced providers.Health services research · 2022
    Article
  4. Article
  5. Article
  6. Review
  7. Article
  8. Article
  9. Article
  10. Article
  11. Article
  12. Article
  13. Article
  14. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

3 authors.

Christopher M WhaleyRAND Corporation, United States. Electronic address: cwhaley@rand.org.
Chaoran GuoSchool of Public Health, University of California, Berkeley, United States. Electronic address: cguo@berkeley.edu.
Timothy T BrownSchool of Public Health, University of California, Berkeley, United States. Electronic address: timothy.brown@berkeley.edu.

Funding

The Impact of Reference Pricing on High Cost Medical ProceduresR01HS022098 · AHRQ · UNIVERSITY OF CALIFORNIA BERKELEY · PI BROWN, TIMOTHY TYLER · 2014 to 2018
$1.1M
The Effects of Insurance Benefit Design Innovation on Patient HealthK01AG061274 · NIA · RAND CORPORATION · PI WHALEY, CHRISTOPHER · 2019 to 2023
$649k
Using Big Data to Estimate the Effects of Complex Cost-Sharing Rules on Colorectal Cancer Screening and Patient HealthR21CA219229 · NCI · RAND CORPORATION · PI WHALEY, CHRISTOPHER · 2017 to 2018
$414k
AHRQ HHS R01 HS022098NCI NIH HHS R21 CA219229NIA NIH HHS K01 AG061274
6 · The paper itself

Abstract

This paper examines the effects of the reference pricing program implemented by the California Public Employees Retirement System (CalPERS) in 2012. The program uses targeted cost-sharing to incentivize patient price shopping. We find that the program leads to a 10.3% increase in the use of low-price providers and reduces the average cost per procedure by 12.5%. We further estimate that the program reduces medical spending by $218.8 per procedure, which we estimate is approximately 53.7% of the excessive spending that is due to patient choice of higher price providers caused by insurance coverage, at the expense of a $94.3 (or 12.5%) reduction in consumer surplus. The cost savings from the reference pricing program is about two to three times as large as the reduction from implementing a high-deductible health plan, while the accompanying consumer surplus reduction is much smaller under reference pricing.

Indexed as

Choice BehaviorDeductibles and CoinsuranceHealth Benefit Plans, EmployeeMoralsPatient ParticipationAlgorithmsCaliforniaCost SavingsFemaleHumansInsurance Claim ReviewInsurance CoverageMaleInsurance benefit designMoral hazardReference pricing

Identifiers

PMID29111500
PMCPMC5821148

What OpenQuestion holds

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Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.