ArticleThe Journal of human resources2016
Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy.
Article in The Journal of human resources, 2016. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 10 papers.
What it found
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The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.
The trial behind it
Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.
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Who cites it
10 citing papers in PubMed.
- Leveraging artificial intelligence to explore gendered patterns in financial literacy among teachers in academia.Frontiers in artificial intelligence · 2025Article
- What Can Economics Say about Alzheimer's Disease?Journal of economic literature · 2023Article
- Cognition and Financial Decision-Making in Older Adult Spouses.Gerontology · 2023Article
- The moderation effect of entrepreneurial resilience on the relationship between financial literacy and sustainable performance.Frontiers in psychology · 2022Article
- What Influences the Financial Literacy of Young Adults? A Combined Analysis of Socio-Demographic Characteristics and Delay of Gratification.Frontiers in psychology · 2021Article
- Age, gender, and financial literacy in Japan.PloS one · 2021Article
- Heaping at Round Numbers on Financial Questions: The Role of Satisficing.Survey research methods · 2017Article
- The Economic Importance of Financial Literacy: Theory and Evidence.Journal of economic literature · 2014Article
- FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES.Annual review of economics · 2013Article
- The Cultural Adaptation of the Everyday Problems Test-Greek Version: An Instrument to Examine Everyday Functioning.Gerontology & geriatric medicineArticle
Corrections and comments
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Authors and funding
1 author.
Funding
Abstract
Women tend to be less financially literate than men, consistent with a division of labor where husbands manage finances. However, women tend to outlive their husbands. I find that older women acquire financial literacy as they approach widowhood - 80 percent would catch up with their husbands by the expected onset of widowhood. These gains are not attributable to husbands' cognitive decline, as captured by cognition tests. The results are consistent with a model in which the division of labor collapses when a spouse dies: women have incentives to delay acquiring financial human capital, but also to begin learning before widowhood.
Identifiers
What OpenQuestion holds
Registered trials
Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.