ArticleThe Review of income and wealth2014
SAVINGS BY AND FOR THE POOR: A RESEARCH REVIEW AND AGENDA.
Article in The Review of income and wealth, 2014. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 29 papers.
What it found
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Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.
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Who cites it
29 citing papers in PubMed.
- Effects of Financial Incentives on Saving Outcomes and Material Well-Being: Evidence From a Randomized Controlled Trial in Uganda.Journal of policy analysis and management : [the journal of the Association for Public Policy Analysis and Management] · 2018Trial
- Savings behaviour and livelihoods before and after COVID-19 - a four round panel dataset from Pune, India.Scientific data · 2026Article
- Bridging the Healthcare Financing Gap: The Role of Financial Inclusion in Improving Access to Emergency Healthcare Financing in Saudi Arabia.Journal of multidisciplinary healthcare · 2026Article
- Digitalization and financial inclusion among women-led micro and small enterprises in Indonesia: an empirical perspective.Frontiers in sociology · 2026Article
- Article
- Determinants of food insecurity in homeless people: evidence from the territory-wide homeless census in Hong Kong.Public health nutrition · 2025Article
- Loose knots: Strong versus weak commitments to save for education in Uganda.Journal of development economics · 2025Article
- The Links Between Community-Based Financial Inclusion and Household Food Availability: Evidence from Mozambique.Foods (Basel, Switzerland) · 2025Article
- Emergent poverty traps at multiple levels impede social mobility.Humanities & social sciences communications · 2025Article
- Article
- The Effect of Inequality and Prosperity on the European Market for Gambling Machines: A Socioeconomic Panel Analysis.Journal of gambling studies · 2024Article
- Retirement Planning and Financial Anxiety among Nigerian Civil Servants: Insights from Social Comparison Theory.Behavioral sciences (Basel, Switzerland) · 2023Article
- Article
- Analysing the Predictors of Financial Stress and Financial Well-Being among the Bottom 40 Percent (B40) Households in Malaysia.International journal of environmental research and public health · 2022Article
- Trapped by the Lack of Control Over Savings: Evidence From Pakistan.Frontiers in psychology · 2022Article
- A Multifaceted Intervention with Savings Incentives to Reduce Multidimensional Child Poverty: Evidence from the Bridges Study (2012-2018) in Rural Uganda.Social indicators research · 2021Article
- Migration towards Bangladesh coastlines projected to increase with sea-level rise through 2100.Environmental research letters : ERL [Web site] · 2021Article
- Linking mobile money networks to "e-ROSCAs": An experimental study.Science advances · 2021Article
- Financial education for HIV-vulnerable youth, orphans, and vulnerable children: A systematic review of outcome evidence.Campbell systematic reviews · 2020Review
- Article
Corrections and comments
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Authors and funding
3 authors.
Funding
No grant is acknowledged in the PubMed record.
Abstract
The poor can and do save, but often use formal or informal instruments that have high risk, high cost, and limited functionality. This could lead to undersaving compared to a world without market or behavioral frictions. Undersaving can have important welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor: transaction costs, lack of trust and regulatory barriers, information and knowledge gaps, social constraints, and behavioral biases. We discuss each in theory, and then summarize related empirical evidence, with a focus on recent field experiments. We then put forward key open areas for research and practice.
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Registered trials
Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the OpenQuestion graph.